The official definition of a flood used by the NFIP is "A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:
Overflow of inland or tidal waters;
Unusual and rapid accumulation or runoff of surface waters from any source;
Mudflow; or
Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of wter exceeding anticipated cyclical levels that result in a flood as defined above."
Download a copy of the "Summary of Coverage" booklet that goes into detail of the National Flood Insurance Program coverage using the button below.