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The State of Hawaii Department of Commerce and Consumer Affairs (DCCA) is a regulatory agency that promotes a strong and healthy business environment by upholding fairness and public confidence in the marketplace. The department also strives to increase knowledge and opportunity for businesses and individuals, and to protect consumers against unfair and deceptive business practices.

The DCCA Insurance Division oversees the insurance industry in the State of Hawaii. Its regulatory functions include: issuing licenses, examining the fiscal condition of Hawaii-based companies, reviewing rate and policy filings, and investigating insurance-related complaints.

This guide was created to equip you with information to better prepare for an emergency and understand what may or may not be covered by their insurance policy or policies. Learn how to protect your biggest investments.